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The Affordable Care Act was designed to reform U.S. healthcare in several ways. Its main goal was to expand health insurance to everyone.

Marketplace health insurance refers to the health plans offered through the Health Insurance Marketplace, a service established under the Affordable Care Act (ACA) of 2010. The primary purpose of the marketplace is to provide individuals and families with a platform to access affordable health coverage, particularly targeting those who do not have employer-sponsored insurance or other qualifying forms of health benefits.